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Summer Enrollment for Plan Year 2026 resources
For active employees and retirees not eligible for Medicare
Purchase Service Credit before Aug. 31
Groups 1 – 3: Buy withdrawn or military service credit to avoid a cost increase.
Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by Express Scripts
- HealthSelectSM Medicare Rx Administered by Express Scripts Medicare (PDP)
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by Inspira Financial
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by Alight Solutions
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
Register with us
Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Jump start your fitness routineJune 04, 2025
Being active is one of the best things you can do for your health. Learn how to join the Well onTarget Fitness Program with no enrollment fee during June.
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Three ways to manage seasonal eye concernsJune 04, 2025
Simple changes to your routine can help your eyes feel good during seasonal humidity, heat and sunlight exposure. Here are some ways to help you adjust.
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HealthSelect of Texas medical plan: the basicsJune 04, 2025
A good medical plan is part of your family’s financial security. Understand your benefits and stay in network to save money on health care.
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Consumer Directed HealthSelect medical plan: the basicsJune 04, 2025
Consumer Directed HealthSelectSM is a high-deductible health plan. When paired with a tax-free, portable health savings account (HSA), you save money on federal income taxes and can build savings.
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Ready or not, your heroic financial future is coming. Mid-career savers should keep a few things in mind to make saving for retirement your superpower.
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Looking for a way to save on taxes and build a safety net for future medical costs—or even retirement? If you're enrolled in Consumer Directed HealthSelectSM, an HSA can be a powerful financial tool. Discover how this triple-tax-advantaged account can boost your financial well-being now and in the years to come.
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Social media finances: Hacks and truthsMay 21, 2025
Social media has grown into a popular source of information and is often the first place a person learns about something. How do we avoid financial misinformation and protect ourselves online?
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Retirement approaching? Planning in a nutshellMay 21, 2025
When you're ready to retire, don't go it alone. Early planning makes for a smarter retirement. Here's what to do when your State of Texas Retirement is a few months away.
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Investing isn’t just for finance pros. Whether you're dreaming of early retirement, a new home, or just want to make your money work smarter, this beginner-friendly guide breaks down investment essentials. 📝
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Employee discount programs are a perk to both employees and employers.
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Get ready to rock and enrollJune 10, 2025
If you're a retiree not eligible for Medicare, Summer Enrollment is your chance to make anges to your benefits.
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Message from the executive directorJune 10, 2025
ERS navigating numerous projects including Summer Enrollment, legislative activity and a Trustee election.
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ERS Board of Trustees election: Voting ends June 20June 10, 2025
There's still time to vote in this year's Trustees election. Find out how to watch the ERS candidate forum, in which each candidate answers . You have until June 20 to vote in this year's Trustees election.
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Meet Patrick Frost, your new trusteeJune 10, 2025
Gov. Abbott appoints Patrick Frost to ERS Board of Trustees.
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Protect your retirement, beware of scammersJune 10, 2025
Texas scams are on the rise, especially when it comes to seniors. Find out what scams Texas seniors are falling for.
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Member story: Healthy mind, healthy bodyApril 02, 2025
Jewell Smith with the Office of the Attorney General got more than she expected when she went to her agency’s on-site preventive checkup: “It was life-changing for me.”
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This new year, be inspired by Jennifer’s story of finding a fresh start through mental health care and yoga. This state agency employee has lived with chronic depression and anxiety for more than 15 years. Read how she uses the Fitness Program available to all HealthSelectSM participants to help maintain her mental health.
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Member story: Quick-thinking kept this beach accident from ruining Anne's family vacationDecember 04, 2024
When vacation travel finds you injured far from home, the BCBSTX app is there for you. Here’s how Anne found care when a beach injury required more than aloe vera.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
